Our Mission
To provide quality affordable housing for low
and moderate income persons 
and help revitalize neighborhoods.
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GLHC Subsidiaries

City of Lansing in partnership with the Greater Lansing Housing Coalition (GLHC) provides programs that allow low and moderate income households to buy their own home.

The City provides funding and technical assistance in support of the Rehabilitation Purchase Program. It helps GLHC acquire vacant residential structures that are rehabilitated and sold to income eligible families.

For information on the Program or the availability of renovated homes available for sale call GLHC at (517) 5980. 

 

 

If you are ready to purchase and have met mortgage lender's qualifications, please call the designated Realtor for the home(s) you are interested in purchasing.

Brian Huggler, at Tomie Raines (517) 351-3617
Mark Krajenka, at C-21 Shellhorn (517) 887-0800
Kim Laforet, at BriarWood Realty (517) 886-5100

For more information, please call (517) 372-5980

Greater Lansing Housing Coalition

2008 Program Guidelines

 

MSHDA Guidelines

1.  Income QualificationsAll household incomes must be between 40% and 80% of area median income.  The incomes for Ingham County  as of 3/15/08 are:

                       

Household size              40% AMI                      80% AMI

                                    1                      $18,160                         $36,350

                                    2                      $20,760                         $41,500

                                    3                      $23,360                         $46,700

                                    4                      $25,960                         $51,900

                                    5                      $28,040                         $56,050

                                    6                      $30,120                         $60,200

                                    7                      $32,200                         $64,350

                                    8                      $34,280                         $68,500

 

2.  All home buyers served will receive mortgages with interest rates and closing costs at the best available to borrowers with good credit in local market.

 

3.  All buyers receiving a home buyer subsidy will be qualified by local lenders to spend at least 25% of their income for housing.  A minimum of 1% of the sale price is required from the buyer in the payment of down      payment or closing costs at the time of purchase.

 

4.  All home buyers are required to receive pre-purchase homeownership counseling.  The local agencies offering     counseling are; Franklin Street Community Housing Cooperative 517-482-8708, & Center for Financial Health 517-319-1309.

 

5.  Greater Lansing Housing Coalition provides down payment assistance, in a minimum amount of $1,000.  A soft second mortgage, signed at closing, requires repayment upon the sale of the home.

 

6.  All home buyers are required to live in the home (as their primary residence) for a minimum of five (5) years.  If the home is sold, rented, or otherwise vacated by the buyer, repayment of grant subsidies are required.  The amount of grant subsidies vary, but are disclosed in the “Condition of Sale” form signed at the time GLHC sells the home.    

  

 

Other Restrictions

 

All home buyers must have $5,000 or less in liquid assets OR must be using liquid assets in excess of $5,000 as down payment and/or closing costs for purchase of home.  This does not include retirement accounts.  Income from all assets is used in computing income.

 

All occupants of the household over the age of 18 are required to complete income verification documentation.  Incomes from these household members are included when determining income eligibility.

 

Variations of standard guidelines will be made as required by program funding sources - MSHDA/City of Lansing

 

 

                                                                                                              

                                                                                                                               

 

 

 

 
 
 

 

 

 

 

 



GLHC REJOICES TO PROVIDE HOUSING AND HOPE



1
017 W. Lapeer, Lansing, MI 48915
  Tel (517) 372-5980,
Fax (517) 372-1930, Email: info@glhc.org